What are Surplus Funds?
Losing a home is overwhelming.
What many people don’t realize is that even after a foreclosure, money may still belong to you.
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When a property sells for more than what was owed, the remaining funds are called surplus funds. These funds are often held by the county or court and are not automatically sent to the former owner or heirs.
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We help people recover these funds with care, clarity, and respect for what they’ve been through.
When a foreclosed property is sold at auction, the sale proceeds are used to pay:
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The mortgage or lien
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Property taxes
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Court and administrative fees​
​​If there is money left after these obligations are paid, that remaining balance is called SURPLUS FUNDS.
That money:
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Belongs to the former homeowner or eligible heirs
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Does not get sent automatically
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Must be claimed through a formal process
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Many people never receive notice or don’t understand the letters they get.
Why This Money Often Goes Unclaimed?
Many people don’t recover their money because:
They don’t know it exists
The process feels confusing​
The paperwork is overwhelming
Deadlines are missed
We understand how hard this time can be.
Our goal is to make the process easier, not harder.
Why We Do This?
We guide you step by step.
We have experienced the loss of a home ourselves.
We know how difficult and emotional this process can be.
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Our mission is simple:
Help people recover money that already belongs to them.
We serve clients nationwide and currently focus on Southern California counties.
Fees & Transparency
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The case review is free
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If funds are found, all fees are explained clearly
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There are no hidden costs
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You are never pressured to continue
We believe trust comes first.
Take the First Step!
You’ve already been through a lot.
Let us help you find out if money is waiting for you.
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Request Your Free Case Review
No pressure. No obligation. Completely confidential.
If you have any questions or concerns, please contact us!
